The process for purchasing a vehicle is to place a ‘bid’. Alabama Credit Union seeks to sell any repossessed collateral for the maximum price available, with preferential treatment afforded to no one. If your bid is accepted, you have up to three business days to pay for the vehicle with certified funds or a pre-approved check*. 

*If you pay by check, we may not release the vehicle or title, nor issue a bill of sale, until we have collected funds on the check you gave to us. We may extend that deadline at our own discretion. We may change our procedure at any time, without notice.